Category: Loan Scams

You may not want to put your homebuying plans into hibernation mode this winter. While a lot of people assume spring is the ideal time to buy a house, new data shows January may actually be the best time of year for budget-conscious buyers.  Kind of surprising, right? Here’s why January deserves a serious look.…

As 2025 draws to a close, California’s housing market is finishing the year on a cautiously optimistic note. Despite ongoing affordability challenges, the state continued to show remarkable adaptability, supported by steadier mortgage rates, gradual inventory growth, and shifting buyer behavior. Mortgage Rates and Buyer Momentum After two turbulent years of rate fluctuations, 2025 finally…

If you’re like a lot of homeowners, you’ve probably thought: “I’d like to move… but I don’t want to give up my 3% rate.” That’s fair. That rate has been one of your best financial wins – and it can be hard to let go. But here’s what you need to remember… A great rate…

New home construction today is giving buyers something it feels like they haven’t gotten much lately: a real shot at both the home they want and the deal they need. More brand-new options are on the market right now, and builders are rolling out incentives that make these homes more affordable than many people expect.…

Home equity loan scams trick homeowners into predatory agreements or identity theft, often by targeting those in financial distress or with large equity. The most prevalent scams include equity stripping, fraudulent account takeovers, and fake foreclosure rescue services.  Common home equity loan scams Equity stripping: A scammer offers a loan based on your home’s equity, ignoring…